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Every couple must follow this.

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3 MYTHS CLIENTS HAVE ABOUT RETIREMENT PLANNING Majority of Indians do not start saving early for retirement or build a sizeable corpus. Since the average life expectancy is around 65-70 years, they have the perception that they won’t need lots of funds in retirement. As a result, clients continue to concentrate on other financial objectives such as child’s education, marriage, buying a house etc. Listed below are few myths clients have about retirement planning and how financial advisors can explain the reality to them: 1. Sticking to fixed income products in retirement Retired investors prefer a less risky portfolio because they believe they won’t be able to handle the instable nature of equity funds. Thus, they invest all their money in fixed income funds. Markets are undoubtedly volatile, but selecting a single asset category can be riskier owing to rising life expectancy. Interest earned from fixed income products alone won’t be sufficient to take care of living ...
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Secure your Future

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What are your goals for your post Retirement Life? Pursuing all the things you wanted to but could not do over the last three or four decades, for there was no time. Learn guitar, knit socks for your grand kids, go for beach holidays, chill with your childhood buddies, make Pinnis for family, explore your spiritual side, do yoga, gratify your philanthropic spirit. But wait, have you saved enough for your goals? Will you have a corpus big enough to accommodate your wishes? No! Then who is going to pay for the beach holidays, the guitar class? Your Kids? All the best in that case!
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