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Invest for 10 years - Monthly Payout, Invest that payout in Equity SIP. This combination will work like Magic. Saftey of AA + Equity Retn For Detail mail me
Are You Taking Enough Risks? 1 1 "The biggest risk is not taking any risk.. In a world that's changing really quickly, the only strategy that is guaranteed to fail is not taking risks." - Mark Zuckerberg, Facebook In order to grow, we need to take risks, in businesses and in our careers, we need to walk up the hill to see what's lying ahead, we need to explore ourselves to find our true strength. Before we take the risk of shifting from Content Department to Sales Department of our organization, how do we come to know what are we really good at. Risk and return go hand in hand, you want to become rich, you must take the necessary risks. Among the two major financial asset classes, Equity and Debt, Equity is generally associated with risk and Debt with safe and steady returns. Indian investors have been playing too safe with their investments, our investments are dominated by Debt, our portfolios are largely concentrated with FD's, PPF, RD's, tradition
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Let us now have an overview of the value that a financial advisor can add in your life by looking at the roles he/she plays: Introducing you to financial  management: For many, your financial advisor was  probably the first person who acquainted you with the basics of finances. He was the one to make you realize that there is a pressing need to save and invest in right asset classes.Your financial advisor would have also helped you in identifying your goals/investment objectives and then provided the direction to actualize those goals. Knowledge Sharing: Your financial advisor is often your  one stop access to all financial and industry know-how you probably need. Your advisor educates and guides you and will keep you abreast with the new products, industry updates, etc., which are relevant for you. Last but not the least, he will give you the right portfolio advice, which products to invest in and when, which sectors to choose, advise on asset allocation, and

Waht to do in Falling Market

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Sine last 2 days market is falling, Sensex down almost 1000+ points. What to do ? many questions raised by investors, Like Shall I Stop my SIP. Shall i redeem my Investment. Traditional investment like FD/Insurance (Endowments) are better. My answer to this is a big NO This is the time to hold your investment and add more. Stay invested till your Goal date. Market gives such type of Jalt at every intervals, nothing to worry. Warren Buffett has a saying about the stock market and investing in general: "Be fearful when others are greedy and greedy when others are fearful ."  

SIP - Systematic Investment - Delay cost

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SIP - Best way to creat Wealth and achieve Goals like Retirement etc. Above image shows Delay in Decision cost much. Many a time people ignore Investment advisors call for Future Financial planning. Start early and strict deciplin is required to reach Goal. SIP can be done in Debt fund also for shorter period. For any type of financial investment one must take advisor's advise as there are many varities and types of investment product are available in market. don't just run in wave of media wind.

Small steps to save in Lakhs

Very good article. Seven small steps that can help you save Lakhs in 10 years Now a days people without havinf proper financial planning do this type of mistakes.

Revisit your Financial Goal Regularly

Why do we have to keep revisiting our Goals ? Courtsy Nj India Invest 1. There is not just one finish line, there are multiple goals to be achieved during a lifetime, and you'll be simultaneously running for all of them. And 2. The life goals, unlike the finish line, they aren't constant, as you move towards them they'll drift a little further, not necessary in the north. So, resting on the above attributes, we arrive at:  Goal Setting is not a once in a lifetime process. It is an ongoing affair, you need to revisit and review them time and again. Having said this, why aren't our goals fixed? why do we need to revisit them repeatedly?, often comes into the investor's mind. So the following paragraphs will explain the reasoning behind the constant motion in your goals. Firstly, your  lifestyle exercises a significant impact on your goals . Let's assume, you are working in a junior management grade in a company, and you feel Rs 1 crore will be enou