2013 is not 1991 Good article in Money control Must Read

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Let us now have an overview of the value that a financial advisor can add in your life by looking at the roles he/she plays: Introducing you to financial  management: For many, your financial advisor was  probably the first person who acquainted you with the basics of finances. He was the one to make you realize that there is a pressing need to save and invest in right asset classes.Your financial advisor would have also helped you in identifying your goals/investment objectives and then provided the direction to actualize those goals. Knowledge Sharing: Your financial advisor is often your  one stop access to all financial and industry know-how you probably need. Your advisor educates and guides you and will keep you abreast with the new products, industry updates, etc., which are relevant for you. Last but not the least, he will give you the right portfolio advic...
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3 MYTHS CLIENTS HAVE ABOUT RETIREMENT PLANNING Majority of Indians do not start saving early for retirement or build a sizeable corpus. Since the average life expectancy is around 65-70 years, they have the perception that they won’t need lots of funds in retirement. As a result, clients continue to concentrate on other financial objectives such as child’s education, marriage, buying a house etc. Listed below are few myths clients have about retirement planning and how financial advisors can explain the reality to them: 1. Sticking to fixed income products in retirement Retired investors prefer a less risky portfolio because they believe they won’t be able to handle the instable nature of equity funds. Thus, they invest all their money in fixed income funds. Markets are undoubtedly volatile, but selecting a single asset category can be riskier owing to rising life expectancy. Interest earned from fixed income products alone won’t be sufficient to take care of living ...
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FMP is Good to invest

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FMP = Fixed maturity Product. Please click on the Link below http://economictimes.indiatimes.com/personal-finance/savings-centre/analysis/tax-efficient-fixed-maturity-plans-a-good-investment-option-now/articleshow/21878217.cms Good article in Economic Times. Hitesh Shah
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